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style='font-family: "Trebuchet MS","sans-serif"'>info@tacpas.com</span></a></span><br> <a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/a60f04a497/main_page="><span style='font-size:10.0pt'>Visit the Tax Think Website &gt;&gt;</span></a> </p> </td> </tr> <tr style='mso-yfti-irow:1'> <td width="20%" valign=bottom style='width:20.0%;background:#7C3A00; padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-size: 13.5pt;font-family:"Verdana","sans-serif";color:white'>Warren's Events &amp; </span></strong><b><span style='font-size:13.5pt;font-family:"Verdana","sans-serif";color:white'><br> <strong><span style='font-family:"Verdana","sans-serif"'>Deadlines</span></strong></span></b><span style='font-family:"Trebuchet MS","sans-serif"'> </span></p> </td> <td width="60%" valign=bottom style='width:60.0%;background:#7C3A00; padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-size: 18.0pt;font-family:"Verdana","sans-serif";color:white'>Home Buyer Credit Extended and EXPANDED</span></strong> </p> </td> <td width="20%" valign=bottom style='width:20.0%;background:#7C3A00; padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-size: 13.5pt;color:white'>&nbsp;</span></strong><strong><span style='font-size: 13.5pt;font-family:"Verdana","sans-serif";color:white'>Thursday Night Calls:</span></strong><strong><span style='font-size:13.5pt;font-family:"Trebuchet MS","sans-serif";color:white'> </span></strong></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td width="30%" valign=top style='width:30.0%;border:solid #E3BF77 1.0pt; mso-border-alt:solid #E3BF77 .75pt;background:#E3BF77;padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-size: 13.5pt;font-family:"Trebuchet MS","sans-serif";color:black'>Time for Year-End Tax Planning</span></strong><span style='font-family:"Trebuchet MS","sans-serif"; color:black'><br> Don't be surprised in April schedule for Year-End Tax Planning now!</span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'> <o:p></o:p></span></p> <p align=center style='text-align:center'><span style='font-family:"Trebuchet MS","sans-serif"; color:black'><a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/9e0a7e9163"><span style='font-family:"Verdana","sans-serif"'>More Info&gt;&gt;</span></a></span><span style='font-family:"Verdana","sans-serif";color:black'> </span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='margin-bottom:12.0pt;text-align:center'><span style='font-family:"Verdana","sans-serif";color:black'>(480) 948-9510 or </span><span style='font-family:"Trebuchet MS","sans-serif"'><a href="mailto:info@tacpas.com"><span style='font-family:"Verdana","sans-serif"'>info@tacpas.com</span></a></span><span style='font-family:"Verdana","sans-serif";color:black'> <br> <br> <br> <br> <br> </span><strong><span style='font-size:18.0pt;font-family:"Verdana","sans-serif"; color:black'>Dec 1st is a Big Day </span></strong><b><span style='font-size: 18.0pt;font-family:"Verdana","sans-serif";color:black'><br> </span></b><span style='font-size:18.0pt;font-family:"Verdana","sans-serif"; color:black'>to help you prepare for the year-end</span><span style='font-family:"Verdana","sans-serif";color:black'><br style='mso-special-character: line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><strong><span style='font-size: 18.0pt;font-family:"Trebuchet MS","sans-serif"'>&nbsp;</span></strong><strong><span style='font-size:13.5pt;font-family:"Verdana","sans-serif"'>Year-End S Corporation Payroll&nbsp;</span></strong><b><span style='font-size:13.5pt; font-family:"Verdana","sans-serif"'><br> <strong><span style='font-family:"Verdana","sans-serif"'>Teleconference</span></strong></span></b><strong><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'> </span></strong><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><strong><span style='font-family: "Verdana","sans-serif";color:black'>&nbsp;</span></strong><span style='font-family:"Verdana","sans-serif";color:black'>All S corporation owners plan on attending this free teleconfrence to be sure you get all of your year-end payroll housekeepng in order </span><span style='font-size: 10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><span style='font-family:"Verdana","sans-serif"; color:black'>Tuesday December 1 3:00 pacific time&nbsp; 712- 775-7100 pin 349590#.&nbsp; </span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><span style='font-family:"Verdana","sans-serif"; color:black'><a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/4eef919310">Get personal use of company car form needed for year-end payroll</a>&nbsp; </span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><b><span style='font-size:13.5pt; font-family:"Verdana","sans-serif"'><br> <br> <strong><span style='font-family:"Verdana","sans-serif"'>Year-End Clean Up for Your Business</span></strong></span></b><b><span style='font-family:"Trebuchet MS","sans-serif"'><br> </span></b><span style='font-family:"Verdana","sans-serif";color:black'>Free Webinar with Wendy Byford and Warren</span><span style='font-size:18.0pt; font-family:"Verdana","sans-serif";color:black'><br> </span><span style='font-family:"Verdana","sans-serif";color:black'>Tuesday December 1 5:00 pacific <br> <a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/afc9cfd461/TaxThink/730e03b588/02767bb837/86398e0632">Register Now&gt;&gt;</a></span><span style='font-family:"Trebuchet MS","sans-serif"'> <o:p></o:p></span></p> <p align=center style='text-align:center'><b><span style='font-size:13.5pt; font-family:"Verdana","sans-serif"'><br> <br> <br> <br> <strong><span style='font-family:"Verdana","sans-serif"'>The Deadline for </span></strong><br> <strong><span style='font-family:"Verdana","sans-serif"'>C corporation tax returns</span></strong></span></b><strong><span style='font-size:18.0pt; font-family:"Trebuchet MS","sans-serif"'>&nbsp;</span></strong><b><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'><br> </span></b><span style='font-family:"Verdana","sans-serif"'>Corporations with a year end of September 30 or extended C corporations with a year end of <br> March 31 is&nbsp;<br> <strong><span style='font-family:"Verdana","sans-serif"'>December 15th</span></strong></span><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'> </span></p> <p align=center style='text-align:center'><span style='font-size:13.5pt; font-family:"Verdana","sans-serif";color:black'><br> <br> <br> Did You Miss a Webinar&nbsp;On Subject&nbsp;That&nbsp;Is Important To You</span><span style='font-family:"Trebuchet MS","sans-serif";color:black'> <br> </span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/f509b11f4a/TaxThink/6de5538f54/02767bb837/d6aed30b3e/main_page=index&amp;cPath=1"><strong><span style='font-family:"Verdana","sans-serif"'>See&nbsp;all of our recorded &nbsp;</span></strong><b><span style='font-family:"Verdana","sans-serif"'><br> <strong><span style='font-family:"Verdana","sans-serif"'>webinars &gt;&gt;</span></strong></span></b></a><strong><span style='font-family:"Trebuchet MS","sans-serif"'> </span></strong><o:p></o:p></span></p> </td> <td valign=top style='padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>On November 6, the President signed into law the ''Worker, Homeownership, and Business Assistance Act of 2009.'' The new law extends the deadline for purchasing a home and greatly expands those who can qualify for the credit.&nbsp; It also includes some crackdowns designed to prevent abuse of the credit. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>&nbsp;Before the new law was enacted, the homebuyer credit was only available for qualifying first-time home purchases after April 8, 2008, and before December 1, 2009. The top credit for homes bought in 2009 is $8,000 ($4,000 for a married individual filing separately) or 10% of the residence's purchase price, whichever is less. Only the purchase of a main home located in the U.S. qualifies. Vacation homes and rental properties are not eligible. The homebuyer credit reduces one's tax liability on a dollar-for-dollar basis, and if the credit is more than the tax you owe, the difference is paid to you as a tax refund. For homes bought after Dec. 31, 2008, the homebuyer credit is recaptured (i.e., paid back to the IRS) if a person disposes of the home (or stops using it as a principal residence) within 36 months from the date of purchase.&nbsp; Before the new law, the first-time homebuyer credit phased out for individual taxpayers with modified adjusted gross income (AGI) between $75,000 and $95,000 ($150,000 and $170,000 for joint filers) for the year of purchase. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>The new law makes four important changes to the homebuyer credit: </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>(1) The homebuyer credit applies to a principal residence bought before July 1, 2010 by a person who enters into a written binding contract before May 1, 2010, to close on the purchase of the principal residence before July 1, 2010. In general, a home is considered bought for credit purposes when the closing takes place. So the extra two-months (May and June of 2010) will help buyers who find a home they like but can't close on it before May 1, 2010. They can go to contract on the home before May 1, 2010, close on it before July 1, 2010, and get the homebuyer credit (if they otherwise qualify). Note that certain service members on qualified official extended duty service outside of the U.S. get an extra year to buy a qualifying home and get the credit; they also can avoid the recapture rules under certain circumstances. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>(2) The homebuyer credit may be claimed by existing homeowners who are  long-time residents. For purchases after November 6, 2009, you can claim the homebuyer credit if you (and, if married, your spouse) maintained the same principal residence for any 5-consecutive year period during the 8-years ending on the date that you buy the subsequent principal residence. For example, if you and your have lived in your home for the past five or more years, you are potentially eligible for the credit, even if you  move down and buy a smaller townhome. Also there's no requirement for your current home to be sold in order to qualify for a homebuyer credit on the replacement principal residence. Thus, the replacement residence can be bought to beat the new deadlines before the old home is sold. For that matter, you can hold on to your prior principal residence and convert it to a rental and sell it sometime in the future when prices have gone up. The maximum allowable homebuyer credit for qualifying existing homeowners is $6,500 ($3,250 for a married individual filing separately), or 10% of the purchase price of the subsequent principal residence, whichever is less. <br> <br> (3) The homebuyer credit is available to higher income taxpayers. For purchases after November 6, 2009, the homebuyer credit phases out over much higher modified AGI levels. For individuals, the phase-out range is between $125,000 and $145,000, and for those filing a joint return, it's between $225,000 and $245,000.<br> &nbsp;<br> (4) There's a new home-price limit for the homebuyer credit. For purchases after Nov. 6, 2009, the homebuyer credit cannot be claimed for a home if its purchase price exceeds $800,000. It's important to note that there is no phase-out mechanism. A purchase price that exceeds the $800,000 threshold by even a single dollar will cause the loss of the entire credit. The new purchase price limitation applies whether you are buying a first-time principal residence or are a qualifying existing homeowner purchasing a replacement principal residence. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>The new law includes a number of new anti-abuse rules to prevent taxpayers from claiming the homebuyer credit even though they don't qualify for it. The most important of these are as follows: <br> <br> " &nbsp;Beginning with the 2010 tax return, the homebuyer credit can't be claimed unless the taxpayer attaches to the return a properly executed copy of the settlement statement used to complete the purchase of the qualifying residence. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>" &nbsp;For purchases after Nov. 6, 2009, the homebuyer credit can't be claimed unless the taxpayer has attained 18 years of age as of the date of purchase (a married person is treated as meeting the age requirement if he or his spouse meets the age requirement). </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>" &nbsp;For purchases after Nov. 6, 2009, the homebuyer credit can't be claimed by a taxpayer if he can be claimed as a dependent by another taxpayer for the tax year of purchase. It also can't be claimed for a home bought from a person related to the buyer or the spouse of the buyer, if married. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>" &nbsp;Beginning with 2009 returns, the new law makes it easier for the IRS to go after questionable homebuyer credit claims without initiating a full-scale audit. </span></p> <p><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"; color:black'>What hasn't changed? If you buy a qualifying principal residence in 2009 you can treat the purchase as having taken place this past December 31, file an amended return for 2008 claiming the credit for that year, and get your homebuyer credit cash relatively quickly via a tax refund. Similarly, you can treat a qualifying principal residence bought in 2010 (before the new deadlines) as having taken place on December 31, 2009, and file an original or amended return for 2009 claiming the credit for that year. <br> <br> What also hasn't changed is the need for getting expert tax advice in negotiating through the twists and turns of the new beefed-up homebuyer credit. </span></p> </td> <td width="30%" valign=top style='width:30.0%;border:solid #E3BF77 1.0pt; mso-border-alt:solid #E3BF77 .75pt;background:#E3BF77;padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-family: "Verdana","sans-serif"'>Don't forget, as a subscriber to TaxThink About It! you may attend our Thursday night calls</span></strong><span style='font-family:"Verdana","sans-serif"'>.<br> </span><span style='font-family:"Trebuchet MS","sans-serif"'><br> </span><span style='font-family:"Verdana","sans-serif"'>Call is every Thursday (except holidays) 3:00 pacific time </span><span style='font-size: 10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span><span style='font-size:10.0pt; font-family:"Trebuchet MS","sans-serif"'> <o:p></o:p> </span></p> <p align=center style='text-align:center'><span style='font-family:"Trebuchet MS","sans-serif"'><a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/c90b4beb66/TaxThink/6de5538f54/02767bb837/33e3ae6a67/affid=936914"><span style='font-family:"Verdana","sans-serif";color:#B35408'>Get your free subscription to Bob Proctor's Insight of the Day&gt;&gt;</span></a></span><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'>&nbsp; </span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><b><span style='font-family:"Verdana","sans-serif"'><br> <br> </span></b><strong><span style='font-size:13.5pt;font-family:"Verdana","sans-serif"'>This Week's Quote</span></strong><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'> </span><span style='font-size:10.0pt;font-family:"Trebuchet MS","sans-serif"'><o:p></o:p></span></p> <p align=center style='text-align:center'><span style='font-family:"Verdana","sans-serif"'>There are 10^11 stars in the galaxy. That used to be a huge number. But it s only a hundred billion. It s less than the national deficit! We used to call them astronomical numbers. Now we should call them economical numbers.  Richard Feynman</span><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'> <o:p></o:p></span></p> <p align=center style='text-align:center'><span style='font-size:18.0pt; font-family:"Trebuchet MS","sans-serif"'>&nbsp; <o:p></o:p></span></p> <p align=center style='text-align:center'><span style='font-size:18.0pt; font-family:"Trebuchet MS","sans-serif"'><img border=0 width=139 height=187 id="_x0000_i1027" src="http://img.pcdn.vresp.com/media/a/e/8/ae887556f4/0e8a75cf4d/b3547cd08f/library/Thanksgiving.JPG" alt=Thanksgiving.JPG><o:p></o:p></span></p> <p align=center style='text-align:center'><strong><span style='font-size: 18.0pt;font-family:"Verdana","sans-serif"'>Have A Very Happy Thanksgiving</span></strong><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif"'> <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td colspan=3 style='background:#B45503;padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://oi.vresp.com/f2af/v4/send_to_friend.html?ch=0e8a75cf4d&amp;lid=123200508&amp;ldh=7bc87d807d"><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif";color:white'>Forward this message to a friend</span></a></span><span style='font-size:18.0pt; font-family:"Trebuchet MS","sans-serif";mso-fareast-font-family:"Times New Roman"; color:white'> | </span><strong><span style='font-family:"Trebuchet MS","sans-serif"; mso-fareast-font-family:"Times New Roman";color:white'>480-948-9510</span></strong><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif";mso-fareast-font-family: "Times New Roman";color:white'>|&nbsp;Visit our website </span><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://cts.vresp.com/c/?TaxThink/0e8a75cf4d/7bc87d807d/cdba1ae388"><span style='font-size:18.0pt;font-family:"Trebuchet MS","sans-serif";color:white'>www.tacpas.com</span></a><o:p></o:p></span></p> </td> </tr> </table> </div> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><br> <br clear=all style='mso-special-character:line-break'> <o:p></o:p></span></p> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" noshade style='color:#E0E0E0' align=center> </span></div> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 3.75pt 3.75pt 3.75pt 3.75pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>If you no longer wish to receive these emails, please reply to this message with &quot;Unsubscribe&quot; in the subject line or simply click on the following link: <a href="http://cts.vresp.com/u?0e8a75cf4d/7bc87d807d/mlpftw">Unsubscribe</a></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p> </td> </tr> </table> <div class=MsoNormal align=center style='text-align:center'><span style='mso-fareast-font-family:"Times New Roman"'> <hr size=2 width="100%" noshade style='color:#E0E0E0' align=center> </span></div> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 3.75pt 3.75pt 3.75pt 3.75pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Tax Think<br> 8687 E Via de Ventura, Ste 101<br> Scottsdale, Arizona 85258<br> US<o:p></o:p></span></p> <p><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'><a href="http://www.verticalresponse.com/content/pm_policy.html">Read</a> the VerticalResponse marketing policy.<o:p></o:p></span></p> </td> <td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'> <p class=MsoNormal align=right style='text-align:right'><span style='mso-fareast-font-family:"Times New Roman"'><a href="http://www.verticalresponse.com/landing/?mm/0e8a75cf4d"><span style='text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1030" src="http://img.pcdn.vresp.com/pwrby_vr_logo_120.gif" alt="Try Email Marketing with VerticalResponse!"></span></a><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><img border=0 id="_x0000_i1031" src="http://cts.vresp.com/o.gif?0e8a75cf4d/7bc87d807d/mlpftw"><o:p></o:p></span></p> </div> </body> </html>