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alt=newsbanner.jpg><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td colspan=2 style='background:#B35408;padding:0in 0in 0in 0in'> <p align=center style='text-align:center'>&nbsp; </p> <p align=center style='text-align:center'>&nbsp; </p> </td> </tr> <tr style='mso-yfti-irow:3'> <td width=434 valign=top style='width:325.5pt;background:#E2B653;padding: 0in 0in 0in 5.25pt'> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=516 style='width:387.0pt;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 7.5pt 7.5pt 7.5pt 7.5pt'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-size: 24.0pt;font-family:"Verdana","sans-serif"'>New IRS Scam Warning</span></strong> </p> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td valign=top style='background:white;padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>The IRS has recently had a major uptick in the number of people reporting e-mail scams where the predator is posing as the IRS. The e-mails will look and sound official they will even have the IRS Logo.&nbsp; I will go over a few of them but it is more important to know what to look for because new scams are being created almost on a daily basis. </span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>You can avoid e-mail scams involving the IRS by remembering a couple of important things. First, <strong><span style='font-family:"Verdana","sans-serif"'>the IRS will never initiate contact with you via e-mail</span></strong> and I mean NEVER under any circumstance.&nbsp; If the IRS ever changes this policy I will certainly write about it but they currently have no plans to change it. Second, the IRS does not need to verify your social security number, your birth date, bank accounts or other personal information. They already know almost everything about you.</span> </p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Many e-mail scams are fairly sophisticated and hard to detect. However, there are signs to watch for, such as an e-mail that: </span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>" &nbsp;Requests detailed or an unusual amount of personal and/or financial information, such as name, SSN, bank or credit card account numbers or security-related information, such as mother s maiden name, either in the e-mail itself or on another site to which a link in the e-mail sends the recipient. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>" &nbsp;Dangles bait to get the recipient to respond to the e-mail, such as mentioning a tax refund or offering to pay the recipient to participate in an IRS survey. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>" &nbsp;Threatens a consequence for not responding to the e-mail, such as additional taxes or blocking access to the recipient s funds. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>" &nbsp;Gets the Internal Revenue Service or other federal agency names wrong. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>" &nbsp;Uses incorrect grammar or odd phrasing (many of the e-mail scams originate overseas and are written by non-native English speakers). <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>" &nbsp;Uses a really long address in any link contained in the e-mail message or one that does not start with the actual IRS Web site address (<a href="http://cts.vresp.com/c/?TaxThink/9928044161/026de55364/0873fd5bbd">www.irs.gov</a>). The only genuine IRS Web site is IRS.gov. All IRS.gov Web page addresses begin with <a href="http://cts.vresp.com/c/?TaxThink/9928044161/026de55364/de2ff2bba1">http://www.irs.gov/</a>. Anyone wishing to access the IRS Web site should initiate contact by typing the IRS.gov address into their Internet<o:p></o:p></span></p> <p><strong><span style='font-family:"Verdana","sans-serif"'>Here are some of the resent scams</span></strong><b><span style='font-family:"Verdana","sans-serif"'><br> </span></b><strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>&nbsp;</span></strong> </p> <p><strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Making Work Pay Refund</span></strong><span style='font-size:10.0pt;font-family: "Verdana","sans-serif"'> <br> This phishing e-mail, which claims to come from the IRS, references the president and the Making Work Pay provision of the 2009 economic recovery law. It says that there is a refundable credit available to workers, consumers and retirees that can be paid into the recipient s bank account if the recipient registers their account information with the IRS. The e-mail contains links to register the account and to claim the tax refund. </span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>In reality, most taxpayers receive their Making Work Pay tax credit, which was designed for wage earners, in their paychecks as a result of decreased tax withholding, not as a lump sum distribution from a federal fund. Additionally, consumers and retirees who are not wage earners are not eligible for this tax credit. <o:p></o:p></span></p> <p><strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Inherited Funds / Lottery Winnings / Cash Consignment</span></strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'> <br> In this phishing scheme, recipients receive an e-mail claiming to come from the U.S. Department of the Treasury notifying them that they will receive millions of dollars in recovered funds or lottery winnings or cash consignment if they provide certain personal information, including phone numbers, via return e-mail. The e-mail may be just the first step in a multi-step scheme, in which the victim is later contacted by telephone or further e-mail and instructed to deposit taxes on the funds or winnings before they can receive any of it. Alternatively, they may be sent a phony check of the funds or winnings and told to deposit it but pay 10 percent in taxes or fees. Thinking that the check must have cleared the bank and is genuine, some people comply. However, the scammers, not the Treasury Department, will get the taxes or fees. <br> <strong><span style='font-family:"Verdana","sans-serif"'>&nbsp;</span></strong> <o:p></o:p></span></p> <p><strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Form W-8BEN</span></strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'> <br> In this scam, fraudsters modify a genuine IRS form, the W-8BEN, Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding, to request detailed personal and financial information. This could include nationality, passport number, bank account and PIN numbers, spouse s name and mother s maiden name, or other personal or financial information or security measures for financial accounts. The scammers may use the genuine form number and name or may make up a new form number, such as W-4100B2. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>They either e-mail or fax the form or letter. If only a letter, the letter itself contains the request for the personal and financial information. The letter, which claims to come from the IRS, states that the recipient will face additional taxes unless he or she quickly faxes the required information to the number provided by the scammer. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>In reality, taxpayers file the genuine Form W-8BEN with their financial institutions, not with the IRS. Additionally, the genuine W-8BEN does not request the taxpayer s passport number, bank account number, security or similar information. <br> <strong><span style='font-family:"Verdana","sans-serif"'>&nbsp;</span></strong> <o:p></o:p></span></p> <p><strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Refund Scam</span></strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'> <br> The bogus e-mail, which claims to come from the IRS, tells the recipient that he or she is eligible to receive a tax refund for a given amount. It instructs the recipient to click on a link contained in the e-mail to access and complete a form for the tax refund. The form requires the entry of personal and financial information. The refund scam is the most common one seen by the IRS. Several recent variations on this scam have claimed to come from the Exempt Organizations area of the IRS. Some others have included the name and purported signature of a genuine or a made-up IRS executive. <o:p></o:p></span></p> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Taxpayers do not have to complete a special form to obtain a refund. Taxpayer refunds are based on the tax return they submit to the IRS <o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td style='padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='background:#E2B653;padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p align=center style='text-align:center'><strong><span style='font-family: "Trebuchet MS","sans-serif"'>Did You Miss a Webinar&nbsp;On Subject&nbsp;That&nbsp;Is Important To You</span></strong><span style='font-family:"Trebuchet MS","sans-serif"'> </span></p> <p align=center style='text-align:center'><strong><span style='font-family: "Verdana","sans-serif"'><a href="http://cts.vresp.com/c/?TaxThink/9928044161/026de55364/85947a8f58/main_page=index&amp;cPath=1"><span style='font-family:"Trebuchet MS","sans-serif"'>See&nbsp;all of our recorded &nbsp;webinars &gt;&gt;</span></a>&nbsp;</span></strong> </p> </td> </tr> <tr style='mso-yfti-irow:3;mso-yfti-lastrow:yes'> <td style='padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'>&nbsp;<o:p></o:p></span></p> </td> <td style='background:white;padding:7.5pt 7.5pt 7.5pt 7.5pt'> <p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Suppose you were an idiot. And suppose you were a member of Congress. But I repeat myself. -- <a href="http://cts.vresp.com/c/?TaxThink/9928044161/026de55364/67c91afe87" target="_blank"><span style='color:blue'>Mark Twain</span></a>, quoted in A.B. 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